Structured Living. Proven Over Time.
Another month down. This is the Month 4 debt update, and the current debt balance is now $725,278.53. Last month, the balance stood at $727,929.43, which means the total debt declined by $2,650.90 since the previous update. This month, I made $6,200 in principal and interest payments, which landed directly within the sustainable monthly range …
Another month down. This is the Month 3 debt update, and unlike the wealth snapshot, I did go back and update the debt paydown for May and June. That means this series now has a cleaner month-by-month view of the actual debt movement instead of skipping straight from Month 0 to Month 3. The current …
Now that Month 3 has wrapped and the payments have actually posted, it is time to get back to the full picture. The last wealth snapshot I posted was Month 0 back in early April, so this update is not a normal monthly check-in. I did not post wealth updates for May or June, which …
Another month down. This first full month of the series ended up being the biggest debt paydown that I’ve made so far, not just in this new journey, but in my entire life. This one was much quieter than last month, but that might actually be the point. Last month was the launch. It was …
My recent budget break started with what was supposed to be a simple trip to my rental property in Birmingham. The tenant reached out because the oven was not holding heat. This oven had already been repaired once, so I knew there was a real chance I would be looking at a full replacement. That …
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